Streamline account opening, reduce fraud, and enhance customer trust through zero-knowledge proofs. Enable instant KYC compliance while protecting customer privacy and meeting regulatory requirements.
Traditional digital banking faces significant obstacles in balancing security, compliance, and user experience
60% abandonment rate during KYC processes due to complexity and privacy concerns
Synthetic identity fraud and account takeover attacks targeting digital channels
Increasing compliance costs and requirements across multiple jurisdictions
Growing customer expectations for data protection and privacy control
Comprehensive privacy-preserving verification solutions for modern digital banking
KYC compliance without document collection or identity data storage
Confirm residency and jurisdiction without utility bills or statements
Assess banking product eligibility based on verified income ranges
Determine credit limits and product offers without hard credit pulls
Measurable improvements in customer experience, operational efficiency, and risk management
Real-world applications of zero-knowledge verification in digital banking
Premium banking tier verification
Commercial account verification
International customer verification
Seamless integration with existing banking infrastructure and third-party platforms
Simple integration for account opening and KYC verification
// Digital banking account verification
const verifyNewCustomer = async (customerWallet) => {
const verification = await credzk.banking.verify({
identity: {
age: '18+',
jurisdiction: 'US',
sanctions: 'clean'
},
financial: {
income: 'sufficient_for_tier',
credit: 'good_standing',
address: 'verified_residence'
},
compliance: {
kyc: 'level_2',
aml: 'standard_screening'
}
});
return {
accountApproved: verification.passed,
productEligibility: verification.products,
complianceLevel: verification.kyc_level,
auditTrail: verification.compliance_proof
};
};
// Account opening workflow
const openAccount = async (customerData) => {
const kyc = await verifyNewCustomer(customerData.wallet);
if (kyc.accountApproved) {
return await createAccount({
products: kyc.productEligibility,
limits: kyc.creditLimits,
compliance: kyc.auditTrail
});
}
};Join leading banks using CredZK to provide seamless, privacy-preserving digital banking experiences that meet regulatory requirements and exceed customer expectations.