FFIEC-compliant identity verification that reduces fraud by 85% while accelerating loan approval from 14 days to 24 hours—with zero data exposure risk.
Sarah
Fraud losses eating into profitability while slow verification delays approvals
Reduce fraud losses by 85% while accelerating loan approval from 14 days to 24 hours
Jennifer
Regulatory pressure and data breach exposure from vendor relationships
Maintain FFIEC compliance with complete audit trails and zero data exposure risk
Michael
Technology integration complexity disrupting core banking operations
Deploy bank-grade security without disrupting existing core banking systems
Designed to meet all major U.S. banking regulations and examination requirements
FFIEC
Complete alignment with Federal Financial Institutions Examination Council guidelines
OCC
Meets OCC 2013-29 guidance for vendor risk management and oversight
Federal Reserve
Compliance with Federal Reserve vendor management requirements
FDIC
Meets FDIC guidelines for information security and customer data protection
Native integration with all major core banking platforms—no disruption to existing operations
SilverLake, CIF 20/20, ProfitStars
Native API
5-10 days
DNA, Signature, Premier
Direct Integration
7-14 days
Profile, Horizon, IBS
API Gateway
10-14 days
T24, Infinity, Transact
REST API
5-10 days
Test integration with your core banking system before deployment. Full documentation and support included.
Access Technical Integration GuidezkTLS and verifiable credentials ensure authentic verification without data exposure
Zero-Knowledge Transport Layer Security
Proves data authenticity from financial institutions without revealing the actual data. Customers can verify their information directly from their bank's secure systems.
Customer connects directly to their bank's servers—no intermediary data handling
Mathematical proof that data is authentic without exposing sensitive information
Instant verification from live bank data, not outdated statements
Tamper-Proof Digital Certificates
Industry-standard digital credentials that provide unforgeable proof of verification results. Built on W3C standards for maximum interoperability.
Cryptographically signed credentials cannot be altered or forged
Customers can reuse credentials across multiple financial institutions
Complete verification history for regulatory compliance
The complete privacy-preserving verification workflow
Customer grants permission for specific verification claims
Secure, private connection to customer's financial institution
Cryptographic proof created without exposing sensitive data
Tamper-proof verifiable credential delivered to your bank
Advanced cryptographic verification eliminates traditional verification risks
Customer data stored by multiple vendors
CredZK Solution
Zero customer data storage = zero breach exposure
Eliminate $4.45M average breach cost
Manual verification processes with human error
CredZK Solution
Mathematical verification with unforgeable proof trails
Pass examiner reviews with confidence
Single points of failure in verification process
CredZK Solution
Multi-cloud redundancy with automatic failover
99.99% uptime SLA guarantee
Compliance gaps from manual processes
CredZK Solution
Built-in compliance with automated reporting
Avoid average $3M regulatory fines
99.99% uptime SLA with multi-cloud redundancy and automatic failover
Primary
AWS (US-East)
Secondary
Google Cloud (US-West)
Tertiary
Azure (US-Central)
RTO: < 5 minutes
RPO: < 1 minute
Primary
Real-time sync
Secondary
Hot standby
Tertiary
Cold backup
RTO: < 2 minutes
RPO: < 30 seconds
Primary
Load balanced
Secondary
Auto-failover
Tertiary
Circuit breaker
RTO: < 1 minute
RPO: Real-time
Full-service implementation with 24/7 support and staff training included
1-2 weeks
Deliverable:
Implementation roadmap
1-2 weeks
Deliverable:
Fully integrated system
30 days
Deliverable:
Production-ready deployment
Choose your next step based on your role and immediate needs