Income Verification

Verify Income WithoutSharing Bank Statements

Prove your earning capacity through zero-knowledge verification of payroll, tax, and employment data.

How It Works

Three simple steps to verify income while protecting your financial privacy

1

Connect Employment Data

Securely link to payroll systems, tax portals, or bank accounts via zkTLS

2

Prove Income Ranges

Generate cryptographic proof of income brackets without revealing exact amounts

3

Share Credentials

Provide verifiable proof to lenders, landlords, or partners

Key Benefits

Why financial institutions choose CredZK for income verification

Financial Privacy

Prove income ranges without exposing bank balances or exact salaries

Real-Time Verification

Instant proof generation from live data sources

Fraud Prevention

Cryptographic guarantees prevent income falsification

Streamlined Applications

Replace paperwork with instant verification

Real-World Applications

Industries leveraging privacy-preserving income verification

Lending

Loan applications without sharing tax returns

Enable borrowers to prove income qualifications without exposing detailed financial records or sensitive tax information.

Real Estate

Rental applications with privacy-preserved income proof

Help tenants demonstrate income requirements to landlords while maintaining complete financial privacy.

Credit Cards

Income verification for credit limit determination

Allow credit card applicants to prove income brackets for appropriate credit limits without full financial disclosure.

Employment

Background checks for income-dependent roles

Verify candidate income history for positions requiring specific compensation levels or financial responsibility.

Technical Specifications

Comprehensive integration capabilities and verifiable claims

Supported Data Sources

Payroll systems (ADP, Paychex, Gusto)
Tax portals (IRS, state tax agencies)
Banking platforms (via account aggregation)
Employment verification services

Verifiable Claims

Income brackets ($50K+, $100K+, custom ranges)
Employment tenure and stability
Income source verification (W2, 1099, business)
Debt-to-income ratios

Ready to Revolutionize Income Verification?

Join leading lenders using CredZK to verify income while protecting borrower privacy.