CredZK was born during a 5-day intensive hackathon on the French Riviera, where the world's top builders gathered to solve identity infrastructure for Web3.
Villa La Moca, Cannes, France
During ETHcc 2025
June 27 - July 1, 2025
5-day intensive sprint
24 Selected Developers
Top Web3 talent
In the summer of 2025, Moca Network hosted their first-ever Identity House in Cannes, bringing together 24 of the world's most talented developers to tackle one of Web3's most critical challenges: on-chain identity and verifiable credentials.
Traditional financial verification exposes sensitive personal data to multiple parties, creating privacy risks and inefficiencies. Banks share detailed financial records, credit agencies store comprehensive profiles, and users have no control over their most sensitive information.
We knew there had to be a better way—one that preserved privacy while enabling trust. That's where zero-knowledge proofs and the vision for CredZK was born.
Build privacy-preserving identity infrastructure
Create verifiable credentials for real-world use cases
Enable trustless financial verification
Bridge Web2 data with Web3 privacy
CredZK transforms how financial verification works by using zero-knowledge proofs to prove creditworthiness without exposing sensitive banking data.
Your banking credentials never leave your device. We generate cryptographic proofs that verify income and history without exposing raw data.
Secure TLS connections generate verifiable proofs of bank data in real-time, creating an immutable record of financial standing.
Financial institutions can verify credentials instantly while users maintain complete control over their personal information.
From concept to working prototype, here's how CredZK came to life during the most intensive week of building on the French Riviera.
Pitched the zero-knowledge lending concept and assembled our development team.
Designed the zkTLS integration and user experience flow for seamless bank verification.
Built the verification engine, integrated Moca's AIR Kit, and created the proof generation system.
Developed the user interface, implemented the demo flow, and tested with real bank connections.
Presented CredZK to judges and mentors, showcasing live financial verification.
What started as a 5-day experiment in Cannes has become our mission to fundamentally change how financial verification works. CredZK represents more than just a product—it's a vision for a world where privacy and trust can coexist.
We're building infrastructure that connects to 540+ companies and 700M+ users through the Animoca Brands ecosystem, while maintaining the highest standards of privacy and security that Web3 promises.
Every loan application, every credit check, every financial verification should protect user privacy while enabling institutions to make informed decisions. That's the future we're building, one zero-knowledge proof at a time.
Built on Moca Network with access to the broader Animoca Brands ecosystem, connecting traditional finance with Web3 infrastructure.
Expanding beyond Wells Fargo to support all major financial institutions.
Working with lending institutions to integrate CredZK into their verification workflows.
Bringing privacy-preserving financial verification to markets worldwide.
Experience the future of financial verification. Prove your creditworthiness without compromising your privacy.