About CredZK

Pioneering Privacy-FirstFinancial Verification

We're building the future where financial privacy and regulatory compliance coexist through zero-knowledge cryptography.

2025
Founded
1+ Engineers
Team
Seed Stage
Funding
Privacy First
Mission

Our Mission

"To democratize financial services while preserving individual privacy. We believe everyone deserves access to financial opportunities without sacrificing their personal data."

Our Vision

A world where financial verification is instant, private, and universally trusted—powered by cryptographic proofs instead of data surveillance.

Privacy by Design

User data protection is fundamental, not optional

Technical Excellence

Cutting-edge cryptography meets practical applications

Financial Inclusion

Breaking down barriers to financial access

Regulatory Harmony

Compliance that enhances rather than compromises privacy

The Problem We're Solving

Traditional financial verification requires extensive personal data sharing, creating privacy risks and excluding many from financial services.

60%

of consumers worry about financial data privacy

$6B

lost annually to document fraud in lending

2.5B

people lack access to formal financial services

Weeks

of waiting for loan approvals due to manual verification

Our Solution

Zero-knowledge proofs enable instant verification without data exposure, making financial services more private, secure, and accessible.

Technology & Innovation

Revolutionizing financial verification through zero-knowledge cryptography

Traditional vs. CredZK Approach

Traditional Verification

Share bank statements
Upload tax documents
Expose credit history
Manual review process
Data stored indefinitely

CredZK Approach

Prove income range
Generate ZK proof
Verify thresholds
Instant validation
No data retention

zkTLS Integration

Secure data extraction without API dependencies

Verifiable Credentials

W3C standard implementation with BBS+ signatures

Multi-Chain Support

Ethereum, Polygon, and emerging L2 ecosystems

Enterprise APIs

RESTful interfaces for seamless integration

Founder

Meet the visionary behind CredZK's mission to democratize financial privacy

Lance Ennen

Lance Ennen

Founder & CEO

Background: Tech Leader | Software Entrepreneur | Former CTO | Advisor. Over 15 years innovating in tech, from guiding startups to advising Fortune 100 companies. Co-founded Cerebrum (digital identity), launched United.com, and was first engineer at startups like Raise, Factor75, Yello, and Trqk.

Technical Expertise: Full-stack expertise in JavaScript, TypeScript, Node, Solidity, React, React-Native, GraphQL, and Web3. Specializes in blockchain & AI innovation.

Location: Miami, FL & Naples, FL

"🚀 to the moon - Leveraging cutting-edge technologies to drive transformation in digital identity management and beyond"

Advisory Board

Industry experts guiding our strategic direction

Tyler D.

Animoca Brands

Laisha W.

Animoca Brands

Patrick S.

Animoca Brands

Company Timeline

Our journey from founding to market leader

1

Born at Moca Network Identity House

June 2025 - Foundation

Founded during 5-day hackathon in Cannes, France during ETHcc 2025

Built working prototype at Villa La Moca hackathon
Core zkTLS verification system developed
First live demo with Wells Fargo integration
2

Protocol Refinement

Q3 2025 - Technical Development

Post-hackathon development and optimization

Enhanced zkTLS integration with multiple banks
Verifiable credentials system implementation
Security audits and protocol improvements
3

Beta Release

Q4 2025 - Platform Launch

Developer platform and API launch

Developer API beta release
First enterprise partnerships signed
Moca Network ecosystem integration
4

Scale & Recognition

Q1 2026 - Market Expansion

Industry validation and growth

Seed funding raised from leading VCs
Multi-bank support expansion
SDK releases for major programming languages

Funding & Investors

Backed by leading investors focused on privacy and financial technology

Seed Round - $1M (2025)

Led by Animoca Brands

Animoca Brands

Lead

Web3 gaming, metaverse, and digital identity investments

Moca Network

Lead

Digital identity infrastructure and L1 blockchain development

Use of Funds

Product development and engineering team expansion
Regulatory compliance and legal framework
Go-to-market and business development
Security audits and infrastructure scaling

Partnerships & Ecosystem

Building the future of finance through strategic partnerships

Reclaim Protocol

Technology

zkTLS infrastructure provider enabling verified credentials through zero-knowledge proofs from any website

Moca Network

Infrastructure

Digital identity infrastructure with AIR Kit SDK, launching identity-focused L1 Moca Chain in Q4 2025

Press & Recognition

Industry recognition and media coverage

The Block

CredZK Launches Zero-Knowledge Financial Verification Platform at Moca Network House

June 2025

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